Insurance fraud investigation teams are highly skilled professional people who are skilled solely to detect insurance fraud. They have a long time of encounter in dealing with many types of different investigations from business fraud through to personal circumstances of fraud. That is why a lot more and more insurance companies are now employing the solutions of their own in house insurance fraud investigators to help them with the growing amount of claims.
Sadly over the a long time fraudulent insurance claims have been on the up and up, regardless of whether it is claims on home or contents insurance where claimants try to claim much more than they are entitled to after a robbery or fire for instance. It could be from a motor insurance declare in which individuals really stage accidents to benefit from the insurance declare. Insurance fraud investigation teams will examine every claim no matter how small that certain claim perhaps. A current report suggested that a single in 10 folks have really submitted a fraudulent insurance declare!
So how do these companies go about getting the proof that they require to prosecute people. To start with a fraud investigator will completely examine through any insurance declare. They will then decide if it is a genuine claim or not. If they determine that it is not a genuine declare they will a lot more than likely proceed with some form of covert surveillance operation.
Covert surveillance providers will contain mobile surveillance, static surveillance and covert electronic surveillance. Covert surveillance teams use unmarked cars and vans and in some cases even motorcycles are used in insurance fraud investigation claims. Cameras and movies are used to get the greatest feasible outcomes in situation any evidence is needed for any legal matters that may arise this kind of as court instances. Static surveillance can be completed from a developing or an unmarked vehicle with the exact same gear being employed to acquire the related photographs and proof. Any details that is collected in the course of any surveillance operation will be documented and presented by way of a DVD, which can be used at a later on date if required.
In the case of covert electronic surveillance items are completed a tiny differently. Discreet cameras can be set up to record people’s comings and goings whether it is at a location of function or a residential tackle. The cameras that are utilized during these instances are time and date delicate which is of great use to any insurance fraud investigation group. The fraud investigators that are assigned to a situation will have the use of only the very best state of the art surveillance gear, which will allow them to achieve only the extremely best final results.
With the advent of the web and mobile technologies pc fraud is also on the boost as effectively. There are even personal computer fraud investigation teams that specialise in personal computer forensics. Identity theft, personal computer hacking and web misuse are just a handful of of the places that are coated by these professional teams. Laptops, individual computers, mobile phones, USB sticks, sim cards, floppy disks and difficult drives have all been utilized in the past to prosecute people who have tried to defraud their insurance companies.
The teams are doing their bit to battle back against the folks who submit fraudulent insurance claims, and day by day they are making inroads into the growing amount of claims and discovering the individuals who are submitting them and prosecuting them accordingly.